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Travelers from all over the world love visiting Prague thanks to its amazing architectural wonders, cultural sites, great hospitality, and excellent food. But then, traveling to Prague, Czech Republic means you’d have to obtain travel insurance. Although the Czech Republic government makes travel insurance optional for US citizens, it generally requires visitors to have travel insurance. Basically, travel insurance to Czech Republic is mandatory for visitors from certain countries, but it’s optional for US citizens. So, as a US citizen, it’s left to you to choose whether to get travel insurance or not. But, it’s advisable that you do.
Is Travel Insurance to Czech Republic Really Important?
Since travel insurance to Czech Republic is optional for US citizens, it’s easy to think that you can waive it aside. Travel insurance to Czech Republic is important – it’s more than just an entry requirement. With travel insurance to Czech Republic, you’ll be a priority traveler whose needs will be met first.
When traveling there are times when things go wrong unexpectedly. You could experience a travel delay or cancellation, a medical emergency, and property loss or damage. When such things happen, you’ll need all the help you can get – and that’s where travel insurance comes in. With travel insurance, you’re entitled to travel protection and aid against unforeseen events.
What Is The Cost Of Travel Insurance In Czech Republic?
The best part is that travel insurance to Czech Republic comes in packages. You don’t need to have full travel insurance – you can cover essential aspects of your travel alone if you like. Travel insurance is usually determined by the nature and needs of your travel. Factors such as travel duration, number of co-travelers, health status, and property protection determine how much travel insurance would cost.
If you’re going to be in Czech Republic for a long while, your travel insurance would be costlier than that of someone traveling for a short while. In the same vein, if you’re traveling with kids or elderlies, you’ll have a varying travel insurance rate depending on what your co-travelers (kids or elderlies) need. The amount of travel protection coverage you choose, would also influence your travel insurance price.
Generally, travel insurance prices cost between 5% to 10% of your total travel cost. This usually covers basic travel protection for issues such as medical emergencies, travel delay or cancellation, and personal accidents. Your travel insurer also determines what’s in your travel insurance package. A more comprehensive travel insurance would give you coverage for basic issues, and also extend coverage to property damage, loss or theft, hijacking, wrongful detention, medical emergencies and associated need for elderlies.
Is Health Insurance Compulsory in Czech Republic?
While travel insurance may not be compulsory for US citizens, health insurance on the other hand is a compulsory recommendation. While domestic health insurance is great, it doesn’t provide health coverage beyond the United States. As such, visitors from the US to Czech Republic are advised to secure health insurance to Czech Republic.
The cost of health insurance in Czech Republic varies depending on your health status and travel duration. The basic cost of health insurance in Czech Republic is between $60 to $100 to cover basic medical emergencies, pre-existing health conditions, injuries and COVID-19 illness.
Should You Get Travel Insurance to Czech Republic?
Getting travel insurance is the best bet to ensure your safety in Prague. You never can tell when things go wrong. Hence, it’s better to be protected from any unforeseen circumstance. What’s more is that the price of travel and health insurance are generally affordable, which is a win-win situation for you.